If you are working with a webmaster who asks you to give you text for a site, and if that text is to contain hyperlinks, you should give the webmaster the links' URLs and the text she asked for in as simple a format as possible. RTF and text-only are fine. Most of the time, so is Word. What you should not do is try to be "helpful" by getting your student assistant (who "knows a little HTML") to hand-code everything (including the 65 or so links that are to be housed within the text) as a separate HTML document, then turn it over to your webmaster, and act hurt and shocked when she explains that your student's first-generation HTML job was entirely unnecessary and created massive hassle for her.

People around here seem to think that because they "once played with" Corel Draw, Microsoft Publisher, or FrontPage, they're instantly authorities on print design, graphics, and web development. I've used a hammer and screwdriver quite a few times, but I don't go around telling people I'm a carpenter.